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31 12, 2018

Top 10 Chargeback Facts You Should Know

By |2018-12-31T21:15:28+00:00December 31st, 2018|chargebacks, merchant processing|

1. A chargeback is a bank-issued refund For reasons of simplicity, this is the best working definition of a chargeback. Chargebacks are filed by the consumer/card-holder regarding a transaction for which they used their bank-issued card. There are a few classifications of disputed claims, which we will cover shortly. The chargeback process allows the customer to circumvent the merchant refund request and address the bank directly, initiating the chargeback [...]

21 12, 2018

The Farm Bill Passed, CBD is legal. Pinpoint Payments Has the Solutions

By |2019-02-13T22:52:40+00:00December 21st, 2018|blogs, CBD Merchant Processing|

The 2018 Farm Bill Passes—What CBD Oil Retailers Need to Know about New Payment Processing Opportunities This week, the 2018 Farm Bill was passed and signed into legislation by the president. What’s exciting about this bill is that it changes the way in which cannabidiol (CBD) is handled by law enforcement. The bill does legalize the hemp plant but does so with strict guidelines. Also, marijuana still remains illegal federally. The [...]

13 12, 2018

Four Key Actions to Automate in E-Commerce: Save Time & Increase Revenue

By |2018-12-14T04:22:09+00:00December 13th, 2018|pinpoint|

Automation is the best friend of any e-commerce brand. Because the nature of your business is in real-time, it would be impossible to handle all the details manually. When looking at all the actions you should automate, consider those that have little to no variability. Automation works better for these kinds of tasks because they don’t require human intervention. Once you have this list, dig deeper to understand which [...]

13 12, 2018

Credit Cards And The Holidays: Keeping Customer Trust

By |2019-02-13T23:05:47+00:00December 13th, 2018|pinpoint|

EMV credit and debit cards are becoming increasingly common throughout the globe. Technically, they’re designed to offer increased security during transactions. That doesn’t mean breaches can’t happen. If you’re a retailer, this is important to keep in mind, particularly during the busy holiday shopping season. It’s at this time of year that best practices are the most essential. Whether that’s using an email verifier tool to build your subscriber list or offering coupons [...]

23 05, 2018

VCR Launches, E-Commerce Braces for Impact

By |2018-05-23T16:23:58+00:00May 23rd, 2018|chargebacks, eCommerce|

Learn what to expect in Visa’s new chargeback program One thing you can always expect in e-commerce is change. As technology has become more sophisticated, so has the way in which people shop and how they pay. When you accept a transaction online, you’re attempting to verify that the card does, in fact, belong to the customer and all information is accurate. Unfortunately, chargebacks happen, and they aren’t always [...]